Terms and Policies
Terms, Policies and Conditions , Cookies and Disclosers
Effective Date: October 27, 2025
Last Updated: January 05, 2026
1. Introduction
Welcome to New Moon Insurance (“we,” “us,” or “our”). We respect your privacy and are committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, and safeguard your data when you visit our website, submit a request for insurance information, or otherwise interact with us.
By using our website or submitting your information, you consent to the terms of this Privacy Policy.
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2. Information We Collect
We may collect the following types of information:
Personal Information: Name, phone number, email address, and other contact details.
Insurance Details: Information necessary to provide insurance quotes or respond to your inquiries.
Technical Information: Device data, browser type, IP address, and activity on our website (collected via tools like Google Analytics, Facebook Pixel, and Wix site analytics).
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3. How We Use Your Information
We use your information to:
Provide you with requested quotes or insurance information
Contact you regarding your inquiry or application
Improve our website and client experience
Comply with legal and regulatory requirements
Send updates or communications about our services (you may opt out at any time)
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4. How We Share Information
We do not sell your personal information.
We may share limited data only with:
Licensed insurance carriers and trusted partners for quoting purposes
CRM and service providers (such as AgencyBloc, Wix, Google, and Facebook) that help us operate our business
Legal or regulatory authorities when required by law
All third-party partners are obligated to handle your information securely and use it only for authorized purposes.
"Mobile Opt in, SMS Consent, and phone numbers collected for SMS communication purposes will not be shared with any third party or affiliates for marketing purposes."
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5. Data Security
We use appropriate administrative, technical, and physical safeguards to protect your information from unauthorized access, disclosure, or misuse.
While we take reasonable steps to protect your data, no system can be guaranteed 100% secure.
SMS Terms and Conditions: You should have SMS Terms and Conditions on your website. You can place this information in the same privacy policy page in a different section, or you can create a new page for the SMS Terms and Conditions.
SMS Terms & Conditions
1- SMS Consent Communication:
The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.
2- Types of SMS Communications:
If you have consented to receive text messages from New Moon Insurance, you may receive messages related to the following:
Customer care regarding
Follow-up messages
Customer inquiries
Example: "Hello, this is a friendly reminder of your upcoming appointment with [Name] at [Location] on [Date] at [Time]. You can reply STOP to opt out of SMS messaging from New Moon Insurance at any time."
3- Message Frequency:
Message frequency may vary depending on the type of communication. For example, you may receive up to 10-20 SMS messages per week related to your [appointments/billing, etc.].
Example:
"Message frequency may vary. You may receive up to 2 SMS messages per week regarding your appointments or account status."
4- Potential Fees for SMS Messaging:
Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.
5- Opt-In Method:
You may opt-in to receive SMS messages from New Moon Insurance in the following way:
By submitting an online form
6- Opt-Out Method:
You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.
7- Help:
If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at Autumn@newmooninsur.com
Additional Options:
If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.
8- Standard Messaging Disclosures:
Message and data rates may apply.
You can opt out at any time by texting "STOP."
For assistance, text "HELP" or visit our Privacy Policy and Terms and Conditions pages.
Message frequency may vary
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6. Your Rights
You may:
Request access to or correction of your personal information
Request deletion of your information (subject to legal retention requirements)
Opt out of communications at any time
To exercise these rights, please contact us using the details below.
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7. Cookies and Tracking
We use cookies and tracking tools (such as Google Analytics and Facebook Pixel) to improve your browsing experience and analyze traffic. You can adjust your browser settings to refuse cookies if you prefer.
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8. Contact Us
If you have questions or concerns about this Privacy Policy or your personal information, please contact:
New Moon Insurance
📍 Colorado (serving CO, UT, TX, CA)
📧 Email: autumn@newmooninsur.com
📞 Phone/Text: 970-508-8881
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9. Updates to This Policy
We may update this Privacy Policy periodically. Updates will be posted on this page with a revised “Effective Date.”
⚖️ Terms & Conditions
Effective Date: October 27, 2025
1. Acceptance of Terms
By accessing or using this website, you agree to these Terms & Conditions. If you do not agree, please do not use this site.
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2. Use of Website
This website is provided for informational purposes and to request insurance quotes.
You agree not to use this website for any unlawful or prohibited purpose.
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3. No Guarantee of Coverage
Submitting a request for information or a quote does not guarantee coverage or policy approval.
All insurance applications are subject to underwriting and carrier eligibility requirements.
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4. Intellectual Property
All content on this website—including text, graphics, logos, and designs—is owned or licensed by New Moon Insurance and may not be copied, distributed, or modified without our written consent.
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5. Third-Party Links
Our website may contain links to third-party sites or services (e.g., Google, Facebook, or carrier portals). We are not responsible for the content or privacy practices of these third parties.
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6. Limitation of Liability
New Moon Insurance is not liable for any damages arising from your use of this website or reliance on its information.
This includes, without limitation, indirect, incidental, or consequential damages.
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7. Indemnification
You agree to indemnify and hold harmless New Moon Insurance and its affiliates, agents, and employees from any claims arising from your use of the site or violation of these terms.
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8. Governing Law
These Terms are governed by the laws of the State of Colorado, without regard to its conflict of laws principles.
Any disputes will be handled in courts located within Colorado.
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9. Contact Information
For questions about these Terms, please contact:
New Moon Insurance
📧 Email: newmooninsur@gmail.com
📞 Phone/Text: 970-508-8881
📍 Colorado (licensed in CO, UT, TX, CA)
10. Right to Refuse Services
We Reserve the right to refuse services to any individual or entity at our sole discretion, including but not limited to situations where we believe that providing services may violate applicable law, professional licensing requirements, industry ethics standers, or where behavior towards our staff is abusive, threatening, or inappropriate. Refusal of services does not constitute discrimination based on any protected class under federal, state, or local laws.
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Accessibility Statement
New Moon Insurance is committed to ensuring digital accessibility for all users, including those with disabilities. We are continually improving the user experience for everyone and applying the relevant accessibility standards.
If you experience difficulty accessing any part of this website, please contact us at [insert your email] or [insert phone number] for assistance.
Cookies:
We use cookies and similar technologies to improve your experience, analyze site traffic, and serve personalized ads. By continuing to use our site, you consent to our use of cookies
New Moon Insurance is not connected with or endorsed by the United States government or the federal Medicare program.